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Experience the Difference

Ultra Coverage is here to meet all your insurance needs as your reliable insurance provider. As an independent insurance agency, we are dedicated to providing unique insurance solutions for people and businesses throughout the United States.

Our team of experts in insurance is focused on your choice of insurance coverage as well as the fulfilment of your insurance needs. At Ultra Coverage, we put your mental well-being and financial strength first.  Whether you are looking for personal or commercial insurance, we're here to help.

Ready for reliable insurance solutions? Contact us today!

 

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Why Choose Us?

UltraCoverage stands out as your ideal insurance partner:

  • Our seasoned agents have in-depth knowledge across various insurance types
  • We tailor policies to your unique needs, not one-size-fits-all solutions
  • From auto to business insurance, we offer robust protection
  • We leverage modern tools for efficient, transparent service
  • Our team assists you beyond policy purchase, including during claims

As an independent agency, we work for you, not insurance companies, ensuring unbiased advice.  

Choose Ultra Coverage for a partner who truly understands and prioritizes your insurance needs.

Olga Kopylova
Olha Nychyk
Independent Insurance Agency
business insurance agency
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Asil Sever

Asil Sever

6 reviews

Rating 5

“At the moment, all insurance has become more expensive. Ultra Coverage helped me find a favourable price there. I am very happy, I recommend it to everyone, Thank you Ultra!”

Our Team

Olga Kopylova

Olga Kopylova

Founder and Principal Agent

Nick Kot

Nick Kot

Chief Financial Officer

Viktor Kopylov

Viktor Kopylov

Insurance Agent and Branch Manager

Olha Nychyk

Olha Nychyk

Insurance Agent

Julia Pitanova

Julia Pitanova

Customer Service Representative

Daria Shikina

Daria Shikina

Customer Service Representative

What Makes Us Different?

Better Insurance
Better Insurance

Better Insurance

Expand your insurance options with Ultra Coverage. A free quote with our expert consultation services aids you in cutting down on your premium payments. From jumping ship from one enterprise to another to searching for better protection, our knowledgeable representatives are always there to provide you with guidance.

Being your neighborhood insurance agent means we're always there when you need us for customized assistance or to help you find the best insurance coverage in the next to no time.

Go for Ultra Coverage if you are looking for better insurance right away!

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Lowest Rates
Olga Kopylova

Lowest Rates

Use Ultra Coverage to find the lowest premiums in town. Our time-tested agents immediately compare quotes from different providers, allowing us to offer you the best deals in a short period of time. Along with budget-friendly premiums, you will find startling insurance benefits that are tailor-made for your own needs.

Rely on Ultra Coverage to offer top-quality and comprehensive coverage, being your source of assurance against all economic insecurities and financial risks.

Get your personalized, low-cost quote today and discover tailored coverage that fits your needs and budget.

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Privacy Controls
Olga Kopylova

Privacy Controls

Instantly receive quick and free insurance quotes from Ultra Coverage. We keep your personal information and never sell or trade it to anyone outside of this organization.

Our customers’ privacy and satisfaction are the reason behind the referral customers we have brought on board, which showcases that we do not only treat our clients as customers but as human beings.

With Ultra Coverage, you have an insurance brokerage that is there to take care of your peace of mind and protection.

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Dedicated Customer Support
Olha Nychyk

Dedicated Customer Support

Engage with Ultra Coverage and experience our top-notch client care, designed to prioritize your requests. Our skilled team is dedicated to ensuring that a hands-on approach is used in the provision of all the support needed at every step.

Whatever the reason for your contact, be it a question about your policy, a need for policy changes, or an attitude toward a claim, we are here for you. We are here to make your insurance experience smooth and hassle-free with our top-notch, quick service.

Experience our dedicated, hands-on support. Contact us for hassle-free insurance solutions tailored to your needs.

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Trusted Expertise
Trusted Expertise

Trusted Expertise

Ultra Coverage stands out with years of industry experience and a dedicated group of professionals who have the mission of delivering trusted expertise to their clients.

Our representatives can provide professional advice and assistance that are suitable for different clients based on their in-depth understanding of the local insurance industry.

Tap into our local insurance expertise. Let our experienced team craft the perfect coverage for your personal or commercial needs.

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Our customer service is our primary driving force. It is what makes us better than others by going beyond the expectations that our clients have.

Don't wait until it's too late: ensure your peace of mind today with Ultra Coverage's personal insurance options.

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Contact us today!

For the viable solutions and tranquillity you deserve.

754-345-7575

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Have questions about insurance? We have answers.

Is it necessary for my enterprise to purchase workers’ compensation insurance?

In most of the states, worker's compensation is compulsory by law for any company that houses employees. By means of our agent, you can take advantage of the regulatory requirements at the state level and, therefore operate within the framework of the state laws. We will take you through the process to make sure you have the right coverage for your staff and your business on hand.

What if I need clarification on what a policy covers after I purchase it, or if I encounter any problems?

Our independent insurance agents, who are committed, will always be with you as you progress every step. Whether you are receiving your policy, making any changes, or even filing a claim, regardless of your preferred method of communication, you can count on us to be readily available to help you in any way that is necessary to give you the peace of mind that you need. Our aim would be to be there when you need us at all times by offering you quality client service and support.

My policy has so many documents! Are there main documents I should be paying attention to?

Yes! Here are the key documents you should focus on:

  • Binder: A binder is a temporary document that provides proof of insurance until the full policy is issued. It includes key details about your coverage and is typically used when you first purchase a policy.
  • Declaration Page: This is the most important and easiest to read. It provides a summary of all your coverages. If there is no price listed next to a coverage, it likely means you don't have that coverage.
  • ID Card: If this is an auto policy, you will have an ID card as proof of the liability portion of your coverage. Keep this in your vehicle at all times.
  • Certificate of Insurance: This is often provided by your agent and offers a summary of all your coverages. While it is not as detailed as the declaration page or the full policy, it is useful for quickly verifying your insurance status.

By focusing on these documents, you can easily understand the main aspects of your insurance policy and ensure you have the coverage you need.

Need help understanding your policy documents? Call us now for assistance!

What action should I take in case of an insurance claim?

In such cases, it will be necessary to contact your insurer as soon as possible after making a claim. Give all the information connected to the event, including documents that prove it. Please follow the instructions provided by your insurer and be cooperative all through the claims process to consequently have a smoothly sorted-out process.

I am buying a house. What documents do I need to get a quote?

First, we recommend conducting or obtaining inspections from the previous owner. These include:

  • 4-Point Inspection
  • Wind Mitigation Inspection
  • General Inspection Report
  • Property Appraisal

Your insurance price will largely depend on factors such as:

  • The age of your house
  • The estimated rebuild cost
  • Whether it is in a flood zone or an area prone to hurricanes

Having these inspections completed will help determine the necessary coverage and ensure you get the best possible rate for your homeowners insurance.

Ready to get started? Call us now to get a personalized quote tailored specifically for your new home.

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Don't take our word for it

SDA profile picture
Sda
8 April 2026
Trustindex verifies that the original source of the review is Google.
Thank you for good service Viktoriia 🫱🏾‍🫲🏽👌🏾
Khumoyunbek Kodirov profile picture
Khumoyunbek Kodirov
27 February 2026
Trustindex verifies that the original source of the review is Google.
Great experience! The team helped me with truck registration and insurance quickly and professionally. Both departments really know their job very polite, responsive, and knowledgeable staff. Highly recommend!
Talgat Usmanov profile picture
Talgat Usmanov
24 February 2026
Trustindex verifies that the original source of the review is Google.
ULT DRIVE did an amazing job with our registration transfer — truly magic work. The team is always very helpful, responsive, and easy to work with. They are absolute professionals when it comes to DOT compliance, insurance, and registration. Highly recommend them to anyone in the trucking industry.
Sergii profile picture
Sergii
17 February 2026
Trustindex verifies that the original source of the review is Google.
Very quickly helped in resolving a difficult issue with the insurance company. They were constantly on contract.
Андрей Рудейчук profile picture
Андрей Рудейчук
4 February 2026
Trustindex verifies that the original source of the review is Google.
Excellent service, excellent and comprehensive insurance advice. Top specialists.

(Translated by Google, see original)
Dmytro Pavlenko profile picture
Dmytro Pavlenko
2 February 2026
Trustindex verifies that the original source of the review is Google.
Fast and reliable service . Very friendly and welcoming staff. I prepared my documents with them to start a trucking business. They explained everything clearly and helped me with every step. Highly recommended.
Rassul profile picture
Rassul
26 January 2026
Trustindex verifies that the original source of the review is Google.
I'd like to single out and give a special thank you to Yulia, who, in my opinion, is the best specialist in business insurance and simply a true professional! Overall, I've been working with Ultra Drive for many years and have never regretted it! I hope it stays that way 🤞🏽! 😁 MK Logistics LLC

(Translated by Google, see original)
D Ok profile picture
D Ok
8 January 2026
Trustindex verifies that the original source of the review is Google.
Excellent service! Special thanks to Daria – she helped me with insurance quickly and professionally, explained everything in detail, and found the best option. I was very satisfied, I highly recommend her 👍

(Translated by Google, see original)
Leonid Nam profile picture
Leonid Nam
7 January 2026
Trustindex verifies that the original source of the review is Google.
Great company for insurance needs. Julia was a pleasure to work with — professional, attentive, and very knowledgeable. She clearly explained all the options and took the time to help choose the best solution. Communication was easy and comfortable throughout. Highly recommend!
Andrei Radu profile picture
Andrei Radu
12 December 2025
Trustindex verifies that the original source of the review is Google.
Quick reasonable quotes and great honest service !!!
CARLA GONZALEZ ANDRADE profile picture
Carla Gonzalez Andrade
10 December 2025
Trustindex verifies that the original source of the review is Google.
What a great pleasure to work with Ultra Coverage, Julia was efficient, diligent, very empathic. She was able to handle all my concerns during the process, and also was extremely attentive to all my requirements. Extremely professional during the process. Without a doubt I will recommend to others specially if you are new in this business. Everytime I contact the office, everyone was very responsable and attentive. Thank you.
Павел Циневский profile picture
Павел Циневский
7 November 2025
Trustindex verifies that the original source of the review is Google.
I am very pleased to have my business associated through Ultra Drive. Julia has been very attentive about any concerns that come up on my end. She would provide professional advice about what steps should be taken even when dealing with other business owners that may purchase your trucks. Always helpful and highly educated people. Additional thanks to Julia and Nikolai.
Jahongir Boqiyev profile picture
Jahongir Boqiyev
16 October 2025
Trustindex verifies that the original source of the review is Google.
Thank you for the amazing service! Super friendly, fast, and professional — I’ll definitely work with you again.
Abdulla Nazarov profile picture
Abdulla Nazarov
11 September 2025
Trustindex verifies that the original source of the review is Google.
My trucking business got easier after discovering Ultra Coverage and UltraDrive. They are the Professionals. Thanks to Julia for excellent customer service 👏
Marcus Aghapios profile picture
Marcus Aghapios
4 September 2025
Trustindex verifies that the original source of the review is Google.
Julia the best helping person in the world
ZipMoving profile picture
Zipmoving
29 August 2025
Trustindex verifies that the original source of the review is Google.
Great customer service and very responsive. They gave us the best price and were very helpful on every stage of the filing process. Can definitely recommend!
Фарманд Фирдавси profile picture
Фарманд Фирдавси
26 August 2025
Trustindex verifies that the original source of the review is Google.
The best company helped to do everything quickly and cheaply, thank you very much. I recommend this company to everyone.

(Translated by Google, see original)
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Rocky Jon
20 August 2025
Trustindex verifies that the original source of the review is Google.
Amazing people,, very helpful!!!
Владислав Строев profile picture
Владислав Строев
1 August 2025
Trustindex verifies that the original source of the review is Google.
Hello everyone! I want to share my experience about the company Ultra Coverage. I am very pleased with their service, they did everything quickly without delays and resolved all related issues. A well-coordinated teamwork of professionals
George Geo profile picture
George Geo
24 July 2025
Trustindex verifies that the original source of the review is Google.
The best Agency!! highly recomended. big thank you to Yulia!!!
Gleb Strizhov profile picture
Gleb Strizhov
24 July 2025
Trustindex verifies that the original source of the review is Google.
Great team of professionals. What is important to me: always in touch. I recommend if you are in the transport business
Olga Golaido profile picture
Olga Golaido
26 May 2025
Trustindex verifies that the original source of the review is Google.
I was satisfied with the service. Very polite staff. They work quickly, accurately, professionally. Thank you very much, I will definitely recommend!

(Translated by Google, see original)
Gary profile picture
Gary
23 May 2025
Trustindex verifies that the original source of the review is Google.
I highly recommend this company for opening insurance policies! I had the pleasure of working with Julia, who is incredibly detail-oriented and highly competent in her field. She explains the nuances of each insurance company from the provided quotes thoroughly and dedicates as much time as needed for the client. Her commitment and involvement are truly impressive. As a bonus, she has a very pleasant voice, which makes working with her even more enjoyable. Thank you, Julia!
nick yelin profile picture
Nick Yelin
14 May 2025
Trustindex verifies that the original source of the review is Google.
Very Good company for insurance purchases and representative Julia very helpful to get the best price for insurance. Thank you very much
Артем Ширшиков profile picture
Артем Ширшиков
14 January 2025
Trustindex verifies that the original source of the review is Google.
Everything was done quickly and professionally.

(Translated by Google, see original)
N0KTT profile picture
N0Ktt
26 December 2024
Trustindex verifies that the original source of the review is Google.
Ultra Coverage is an amazing company! The owner, Olga Kopylova, personally went above and beyond to help me find the best coverage at the most affordable price. I’m thoroughly impressed and would highly recommend their services. Keep up the excellent work!
Aleko Okruashvili profile picture
Aleko Okruashvili
23 December 2024
Trustindex verifies that the original source of the review is Google.
Thanks to Ultra Coverage, I was able to secure a great deal. I'm really pleased with the outcome and would definitely recommend it to others. Appreciate your excellent service. You truly stand out!
Akram Fazilov profile picture
Akram Fazilov
20 December 2024
Trustindex verifies that the original source of the review is Google.
Best at their job been working with them for almost 4 years and I am a happy customer “This insurance agency offers excellent services. The staff is polite, knowledgeable, and always ready to help.
Ruslan Abdullayev profile picture
Ruslan Abdullayev
5 November 2024
Trustindex verifies that the original source of the review is Google.
The best service!
Ruslan Abdullayev profile picture
Ruslan Abdullayev
5 November 2024
Trustindex verifies that the original source of the review is Google.
The best service!
Victoria Sh profile picture
Victoria Sh
23 October 2024
Trustindex verifies that the original source of the review is Google.
Ultra Coverage helped me find a favourable price. I am very happy, I recommend it to everyone, Thank you Ultra! You are the best!
Artem Narynskiy profile picture
Artem Narynskiy
16 October 2024
Trustindex verifies that the original source of the review is Google.
I recently worked with Ultra Coverage for multiple insurance needs for my commercial property at my wrapping shop in Miami. They assisted with property insurance, employee insurance, coverage for personal equipment within the facility and insurance for my customers. The team at Ultra Coverage was fantastic—thorough, knowledgeable, and incredibly helpful at every step, especially Viktor and Olga. They ensured that I had the right coverage for all aspects of my business, making the process straightforward and stress-free. Very fast! I highly recommend Ultra Coverage for anyone seeking reliable and professional insurance services
VALCOM LLC profile picture
Valcom Llc
8 October 2024
Trustindex verifies that the original source of the review is Google.
Exceptional services, quick responses, quick results. Fantastic company to work with.
Вячеслав Тупичка profile picture
Вячеслав Тупичка
29 August 2024
Trustindex verifies that the original source of the review is Google.
Very happy with the service! I recommend it!
Вячеслав Тупичка profile picture
Вячеслав Тупичка
29 August 2024
Trustindex verifies that the original source of the review is Google.
Very happy with the service! I recommend it!
SHARA SHARA profile picture
Shara Shara
13 August 2024
Trustindex verifies that the original source of the review is Google.
The best service and very supportive team! Giving my recommendations.
David Darsalia profile picture
David Darsalia
5 August 2024
Trustindex verifies that the original source of the review is Google.
Professionals at work😉 highly recommended, thank you for your helpful advice
LoraUSA Дальнобой по Америке (ЛОРА СИБИРЯЧКА) profile picture
Lorausa Дальнобой По Америке (Лора Сибирячка)
1 August 2024
Trustindex verifies that the original source of the review is Google.
A very necessary company. We have been working with the guys for almost 9 years. Excellent knowledge of the laws, all processes are carried out quickly enough, control of the Companies with which they work - it is impossible to forget something. Company employees monitor, remind and update everything we need. Thank you for your work

(Translated by Google, see original)
Yaroslav Novikov profile picture
Yaroslav Novikov
2 May 2024
Trustindex verifies that the original source of the review is Google.
Great company with professional team!
Amniya Moil profile picture
Amniya Moil
26 April 2024
Trustindex verifies that the original source of the review is Google.
This insurance agency goes above and beyond, providing excellent service and making the insurance process easy to understand. Highly recommend!
Христина Марчук profile picture
Христина Марчук
26 April 2024
Trustindex verifies that the original source of the review is Google.
I had a great experience with Ultra Coverage and Olha. She took the time to explain all the insurance terms to me, which was very helpful. Thank you!
Anthony Balock profile picture
Anthony Balock
26 April 2024
Trustindex verifies that the original source of the review is Google.
I love this place quick and easy, Viktor was a great help .
Asil Sever profile picture
Asil Sever
26 April 2024
Trustindex verifies that the original source of the review is Google.
At the moment, all insurance has become more expensive. Ultra Coverage helped me find a favourable price there. I am very happy, I recommend it to everyone, Thank you Ultra!
Alina Hlinska profile picture
Alina Hlinska
24 April 2024
Trustindex verifies that the original source of the review is Google.
Ultra Coverage delivered excellent service, helping me feel confident in my coverage choice. Their app, which allows you to access policy documents and issue certificates of insurance, is a great added bonus.
Nataliia Nychyk profile picture
Nataliia Nychyk
24 April 2024
Trustindex verifies that the original source of the review is Google.
For reliable coverage tailored to your needs, Ultra Coverage is an excellent choice. Their exceptional service and top-quality options make them a standout insurance agency. Highly recommended.
Роман Чайковський profile picture
Роман Чайковський
24 April 2024
Trustindex verifies that the original source of the review is Google.
Olha is a knowledgeable and responsible insurance broker who helped me find the best coverage for my needs. I highly recommend Ultra Coverage for anyone looking for insurance coverage.
Shohrat Jumayev profile picture
Shohrat Jumayev
23 April 2024
Trustindex verifies that the original source of the review is Google.
Getting insurance with Ultra Coverage was quick and easy, thanks to the help of Olha. She guided me through the process and offered me a great plan that suited my needs perfectly. Without a doubt, I recommend Ultra Coverage and Olha's exceptional service!
дмитро кос profile picture
Дмитро Кос
25 March 2024
Trustindex verifies that the original source of the review is Google.
I recommend Ultra coverage. After two years of cooperation and experience with other insurance companies, I can say that they are a professional team that really values their clients, provides a wide range of services, and the best prices

(Translated by Google, see original)
Milestone Trucking profile picture
Milestone Trucking
22 February 2024
Trustindex verifies that the original source of the review is Google.
I'm thrilled to share my fantastic experience with Olha. Their top-notch service and expertise made finding the perfect insurance quote a breeze. They went above and beyond to understand my needs and secure the best coverage at a competitive rate. Highly recommend their services for anyone seeking exceptional insurance assistance!
Shahin Tavarov profile picture
Shahin Tavarov
20 February 2024
Trustindex verifies that the original source of the review is Google.
Ultra Cover are top notch! They are so knowledgeable about the insurance industry and offer great value. Although I found a more competitive rate elsewhere but working with Victoria & Olha its absolute pleasure. They are very knowledgeable, patient, thorough, and honest. Olga was very helpful in assisting me with choosing an insurance plan that was most suitable for my business. She went through the policy and explained everything to me. I would highly recommend becoming a client with this company!
Yuriy Dovgan profile picture
Yuriy Dovgan
15 February 2024
Trustindex verifies that the original source of the review is Google.
All your trucking needs could be resolved here. Insurance, taxes ,registration, renewals - all in one spot. Best results in fastest time. Thank you. Always pleasure talking to you!
asphyxia profile picture
Asphyxia
13 February 2024
Trustindex verifies that the original source of the review is Google.
"I've been with ULTRA COVERAGE from the beginning and I've had nothing but positive experiences. Their customer service is top-notch, always friendly and helpful whenever I've had questions or needed assistance with a claim. Their coverage options are comprehensive, and I feel confident knowing I'm protected. Plus, their rates are competitive compared to other companies I've researched. Overall, I highly them for anyone looking for reliable insurance coverage."

“Life is 10% what happens to you and 90% how you react to it.”

Charles R. Swindoll