Why Choose Us?
UltraCoverage stands out as your ideal insurance partner:
- Our seasoned agents have in-depth knowledge across various insurance types
- We tailor policies to your unique needs, not one-size-fits-all solutions
- From auto to business insurance, we offer robust protection
- We leverage modern tools for efficient, transparent service
- Our team assists you beyond policy purchase, including during claims
As an independent agency, we work for you, not insurance companies, ensuring unbiased advice.
Choose Ultra Coverage for a partner who truly understands and prioritizes your insurance needs.
Asil Sever
6 reviews
“At the moment, all insurance has become more expensive. Ultra Coverage helped me find a favourable price there. I am very happy, I recommend it to everyone, Thank you Ultra!”
Our Team
Olga Kopylova
Founder and Principal Agent
Nick Kot
Chief Financial Officer
Viktor Kopylov
Insurance Agent and Branch Manager
Olha Nychyk
Insurance Agent
Julia Pitanova
Customer Service Representative
Daria Shikina
Customer Service Representative
What Makes Us Different?
Better Insurance
Expand your insurance options with Ultra Coverage. A free quote with our expert consultation services aids you in cutting down on your premium payments. From jumping ship from one enterprise to another to searching for better protection, our knowledgeable representatives are always there to provide you with guidance.
Being your neighborhood insurance agent means we're always there when you need us for customized assistance or to help you find the best insurance coverage in the next to no time.
Go for Ultra Coverage if you are looking for better insurance right away!
Lowest Rates
Use Ultra Coverage to find the lowest premiums in town. Our time-tested agents immediately compare quotes from different providers, allowing us to offer you the best deals in a short period of time. Along with budget-friendly premiums, you will find startling insurance benefits that are tailor-made for your own needs.
Rely on Ultra Coverage to offer top-quality and comprehensive coverage, being your source of assurance against all economic insecurities and financial risks.
Get your personalized, low-cost quote today and discover tailored coverage that fits your needs and budget.
Privacy Controls
Instantly receive quick and free insurance quotes from Ultra Coverage. We keep your personal information and never sell or trade it to anyone outside of this organization.
Our customers’ privacy and satisfaction are the reason behind the referral customers we have brought on board, which showcases that we do not only treat our clients as customers but as human beings.
With Ultra Coverage, you have an insurance brokerage that is there to take care of your peace of mind and protection.
Dedicated Customer Support
Engage with Ultra Coverage and experience our top-notch client care, designed to prioritize your requests. Our skilled team is dedicated to ensuring that a hands-on approach is used in the provision of all the support needed at every step.
Whatever the reason for your contact, be it a question about your policy, a need for policy changes, or an attitude toward a claim, we are here for you. We are here to make your insurance experience smooth and hassle-free with our top-notch, quick service.
Experience our dedicated, hands-on support. Contact us for hassle-free insurance solutions tailored to your needs.
Trusted Expertise
Ultra Coverage stands out with years of industry experience and a dedicated group of professionals who have the mission of delivering trusted expertise to their clients.
Our representatives can provide professional advice and assistance that are suitable for different clients based on their in-depth understanding of the local insurance industry.
Tap into our local insurance expertise. Let our experienced team craft the perfect coverage for your personal or commercial needs.
Our customer service is our primary driving force. It is what makes us better than others by going beyond the expectations that our clients have.
Don't wait until it's too late: ensure your peace of mind today with Ultra Coverage's personal insurance options.
Have questions about insurance? We have answers.
Is it necessary for my enterprise to purchase workers’ compensation insurance?
In most of the states, worker's compensation is compulsory by law for any company that houses employees. By means of our agent, you can take advantage of the regulatory requirements at the state level and, therefore operate within the framework of the state laws. We will take you through the process to make sure you have the right coverage for your staff and your business on hand.
What if I need clarification on what a policy covers after I purchase it, or if I encounter any problems?
Our independent insurance agents, who are committed, will always be with you as you progress every step. Whether you are receiving your policy, making any changes, or even filing a claim, regardless of your preferred method of communication, you can count on us to be readily available to help you in any way that is necessary to give you the peace of mind that you need. Our aim would be to be there when you need us at all times by offering you quality client service and support.
My policy has so many documents! Are there main documents I should be paying attention to?
Yes! Here are the key documents you should focus on:
- Binder: A binder is a temporary document that provides proof of insurance until the full policy is issued. It includes key details about your coverage and is typically used when you first purchase a policy.
- Declaration Page: This is the most important and easiest to read. It provides a summary of all your coverages. If there is no price listed next to a coverage, it likely means you don't have that coverage.
- ID Card: If this is an auto policy, you will have an ID card as proof of the liability portion of your coverage. Keep this in your vehicle at all times.
- Certificate of Insurance: This is often provided by your agent and offers a summary of all your coverages. While it is not as detailed as the declaration page or the full policy, it is useful for quickly verifying your insurance status.
By focusing on these documents, you can easily understand the main aspects of your insurance policy and ensure you have the coverage you need.
Need help understanding your policy documents? Call us now for assistance!
What action should I take in case of an insurance claim?
In such cases, it will be necessary to contact your insurer as soon as possible after making a claim. Give all the information connected to the event, including documents that prove it. Please follow the instructions provided by your insurer and be cooperative all through the claims process to consequently have a smoothly sorted-out process.
I am buying a house. What documents do I need to get a quote?
First, we recommend conducting or obtaining inspections from the previous owner. These include:
- 4-Point Inspection
- Wind Mitigation Inspection
- General Inspection Report
- Property Appraisal
Your insurance price will largely depend on factors such as:
- The age of your house
- The estimated rebuild cost
- Whether it is in a flood zone or an area prone to hurricanes
Having these inspections completed will help determine the necessary coverage and ensure you get the best possible rate for your homeowners insurance.
Ready to get started? Call us now to get a personalized quote tailored specifically for your new home.
“Life is 10% what happens to you and 90% how you react to it.”
Charles R. Swindoll